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Roth or traditional contributions
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Near retirement? Take advantage of higher contribution limits available between ages 60 and 63.
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Make sure the right people receive your account. Keep your designations updated.
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2026 Contribution Limits
$24,500
2026 base employee deferral limit
Employer Match
Up to 5% Match
Perinton Ambulance matches 100% of what you contribute, up to 5% of your pay
Vesting Schedule
Immediate
You're 100% vested in employer contributions from day one
Investment lineup
| Fund name | Category | Ticker | Expense ratio |
|---|---|---|---|
| Stability & Bonds | |||
| Transamerica Stable Value Ascend Account | Stable Value | -- | N/A |
| Transamerica Core Bond Ret Acct | Intermediate-Term Bond | -- | 0.42% |
| American Funds Inflation Linked Bond Ret Acct | Government Bond | -- | 0.29% |
| Transamerica High Yield Bond Ret Acct | High Yield Bond | -- | 0.81% |
| Target Date (Transamerica FutureFocus) | |||
| Transamerica FutureFocus In Retirement with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2025 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2030 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2035 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2040 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2045 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2050 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2055 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2060 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2065 with American Century Ret Acct | Target Date | -- | 0.19% |
| Transamerica FutureFocus 2070 with American Century Ret Acct | Target Date | -- | 0.19% |
| Balanced | |||
| American Funds Balanced Ret Acct | Balanced | -- | 0.25% |
| Large Cap | |||
| JPMorgan U.S. Value Ret Acct | Large-Cap Value | -- | 0.43% |
| Hartford Core Equity Ret Acct | Large-Cap Blend | -- | 0.36% |
| State Street S&P 500 Index Ret Acct | Large-Cap Blend | -- | 0.02% |
| MFS Growth Ret Acct | Large-Cap Growth | -- | 0.43% |
| Mid / Small Cap | |||
| Hartford Schroders US MidCap Opportunities Ret Acct | Mid-Cap Blend | -- | 0.81% |
| JPMorgan Small Cap Value Ret Acct | Small-Cap Value | -- | 0.74% |
| State Street Russell Small Cap Index Ret Acct | Small-Cap Blend | -- | 0.05% |
| Franklin Small Cap Growth Ret Acct | Small-Cap Growth | -- | 0.66% |
| Real Estate | |||
| American Century Real Estate Ret Acct | Real Estate | -- | 0.81% |
| Global / International | |||
| Transamerica International Equity Ret Acct | World/Foreign Stock | -- | 0.76% |
| American Century Emerging Markets Ret Acct | Emerging Markets | -- | 0.91% |
Source: Transamerica, Perinton Ambulance 401(k), investment performance as of 6/30/2026. Past performance is not a guarantee of future results.
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